Best Blog 2021

Procrastination will delay your success. Never procrastinate unless you have a real reason. A task that is postponed instead of being completed on time leads to many complex situations.

You cannot achieve your goal if you delay your action. If you complete the action on time, you will be successful.

It’s really hard to find inspiration that you lose by procrastinating. If you postpone work because of your laziness, you don’t feel like working. If you avoid this work, you will become inactive and become redundant.

Procrastination will delay your progress. If you don’t take on any task, you will never become progressive. If you keep doing tasks continuously, the results will start to come slowly. You avoid your work and criticize others who work hard, so you can never take the path of progress.

Inferiority will creep in if you postpone work. If you avoid work, you cannot finish any work or compete with anyone. When failures are consistent, you start to abuse yourself because of your lack of honesty and inactive way of functioning. Your friends, family members, colleagues will look down on you and never feel like delegating their duties to you because you are not trustworthy.

Postponing work will make you sick of failure. Inferiority, irritation, depression will haunt you and make you sick. Most importantly, a low income stream will make you financially weak and you will not be able to pay your bills. You have to pay a fine for not paying your กัลโช่เลื่อนไม่มีกำหนด on time, and it’s inconvenient for your family and a waste of money.

Many things happen through procrastination, but the time spent on procrastination never returns. If you don’t manage time properly, you will become more lethargic and not all tasks can be completed on time.

Procrastination must be turned into perfect planning. Planning is the only remedy for procrastination. Once the time starts to move you will feel stressed and rush to complete the task on time. You become physically tired and are unable to move at the pace necessary to complete the task. Scheduling your calendar monthly, weekly, and daily will ensure that you never miss the task that needs to be completed on time and the issue of procrastination does not come up. By planning and dividing your big tasks into small ones, you can enjoy the work you do and complete each task on time without errors.

We already know that fear can cause us to put off things until tomorrow that we could probably do better without delay. We have also seen that our fearful belief in a potential danger or inconvenience is responsible for our procrastination.

One of the dangers we fear is being blamed or disapproved of by others. When we believe that we absolutely need the love and approval of some people to be happy, we tend to indefinitely delay actions that we believe are likely to lead to disapproval and rejection from these people. people.

Obviously, some people’s disapproval and rejection may cause us more or less serious inconveniences. For example, if John displeases his boss, he may very well be kicked out and fired. If Mary displeases the judge in court, the sentence she is likely to receive could be much more severe. If Jerry regularly displeases his wife, it wouldn’t be surprising that she would leave him once and for all.

Needless to say, it is perfectly appropriate for us to assess, on the one hand, the potential consequences of the actions we intend to take, and those that risk the costly disapproval and rejection of specific individuals, on the other. .

That said, let’s also keep in mind that some people’s disapproval and rejection will have only minor negative consequences for us – and sometimes no negative consequences at all. In fact, even if we get the chance to meet a lot of people in our lifetime, most of them will have almost no real impact on our กัลโช่เลื่อนไม่มีกำหนด.

For example, if John only uses his hands to eat a lavish meal in a fancy restaurant, he will most likely be scorned and disapproved of by a crowd of strangers who have noticed his bad manners and eccentric behavior. But so what? Unless one of these strangers finally gets up and goes straight to John’s table to grab his napkin and slap him in the face, John will have no discomfort at all from the disapproval and rejection of this crowd of strangers. Obviously, these strangers don’t like John, at least not right now. But on the other hand, hasn’t John lived all the years of his life without the love and approval of these strangers without suffering a fraction of it? This is not to say that John despises the love and approval of these strangers; but if they refuse to give him their love and approval, it won’t make John any worse.

Now let’s apply the above example to our tendency to procrastinate. Isn’t it true that we put things off until tomorrow because we fear that if we do, we risk being disapproved and rejected by some people? It is up to us to ask ourselves if we really need the love and approval of these people to live happily, and calculate the price we have to pay to get them.

We already know that fear can cause us to put off things until tomorrow that we could probably do better without delay. We have also seen that our fearful belief in a potential danger or inconvenience is responsible for our procrastination.

One of the dangers we fear is being blamed or disapproved of by others. When we believe that we absolutely need the love and approval of some people to be happy, we tend to indefinitely delay actions that we believe are likely to lead to disapproval and rejection from these people. people.

Obviously, some people’s disapproval and rejection may cause us more or less serious inconveniences. For example, if John displeases his boss, he may very well be kicked out and fired. If Mary displeases the judge in court, the sentence she is likely to receive could be much more severe. If Jerry regularly displeases his wife, it wouldn’t be surprising that she would leave him once and for all.

Needless to say, it is perfectly appropriate for us to assess, on the one hand, the potential consequences of the actions we intend to take, and those that risk the costly disapproval and rejection of specific individuals, on the other. .

That said, let’s also keep in mind that some people’s disapproval and rejection will have only minor negative consequences for us – and sometimes no negative consequences at all. In fact, even if we get the chance to meet a lot of people in our lifetime, most of them will have almost no real impact on our กัลโช่เลื่อนไม่มีกำหนด.

For example, if John only uses his hands to eat a lavish meal in a fancy restaurant, he will most likely be scorned and disapproved of by a crowd of strangers who have noticed his bad manners and eccentric behavior. But so what? Unless one of these strangers finally gets up and goes straight to John’s table to grab his napkin and slap him in the face, John will have no discomfort at all from the disapproval and rejection of this crowd of strangers. Obviously, these strangers don’t like John, at least not right now. But on the other hand, hasn’t John lived all the years of his life without the love and approval of these strangers without suffering a fraction of it? This is not to say that John despises the love and approval of these strangers; but if they refuse to give him their love and approval, it won’t make John any worse.

Now let’s apply the above example to our tendency to procrastinate. Isn’t it true that we put things off until tomorrow because we fear that if we do, we risk being disapproved and rejected by some people? It is up to us to ask ourselves if we really need the love and approval of these people to live happily, and calculate the price we have to pay to get them.

We already know that fear can cause us to put off things until tomorrow that we could probably do better without delay. We have also seen that our fearful belief in a potential danger or inconvenience is responsible for our procrastination.

One of the dangers we fear is being blamed or disapproved of by others. When we believe that we absolutely need the love and approval of some people to be happy, we tend to indefinitely delay actions that we believe are likely to lead to disapproval and rejection from these people. people.

Obviously, some people’s disapproval and rejection may cause us more or less serious inconveniences. For example, if John displeases his boss, he may very well be kicked out and fired. If Mary displeases the judge in court, the sentence she is likely to receive could be much more severe. If Jerry regularly displeases his wife, it wouldn’t be surprising that she would leave him once and for all.

Needless to say, it is perfectly appropriate for us to assess, on the one hand, the potential consequences of the actions we intend to take, and those that risk the costly กัลโช่เลื่อนไม่มีกำหนด and rejection of specific individuals, on the other. .

That said, let’s also keep in mind that some people’s disapproval and rejection will have only minor negative consequences for us – and sometimes no negative consequences at all. In fact, even if we get the chance to meet a lot of people in our lifetime, most of them will have almost no real impact on our lives.

For example, if John only uses his hands to eat a lavish meal in a fancy restaurant, he will most likely be scorned and disapproved of by a crowd of strangers who have noticed his bad manners and eccentric behavior. But so what? Unless one of these strangers finally gets up and goes straight to John’s table to grab his napkin and slap him in the face, John will have no discomfort at all from the disapproval and rejection of this crowd of strangers. Obviously, these strangers don’t like John, at least not right now. But on the other hand, hasn’t John lived all the years of his life without the love and approval of these strangers without suffering a fraction of it? This is not to say that John despises the love and approval of these strangers; but if they refuse to give him their love and approval, it won’t make John any worse.

Now let’s apply the above example to our tendency to procrastinate. Isn’t it true that we put things off until tomorrow because we fear that if we do, we risk being disapproved and rejected by some people? It is up to us to ask ourselves if we really need the love and approval of these people to live happily, and calculate the price we have to pay to get them.

Okay, so you get seriously negative real interest rates on your cash deposits, a painful look at your retirement statement or 401K account tells you to defer indefinitely any plans to retire to the golf course, and your financial planner or fund manager is still pocketing the commissions , while still taking the losses. What should an investor do?

The only answer I have found is to do it myself. Now I know this is a tough message to sell to many people. I can really appreciate that it does not leave much time for anything else in life to keep a job down and keep a family fed and watered, but if you really want to see that light at the end of the tunnel and get ahead of the game financially , so sooner or later you will have to bite the bullet and take control of your own investments. The alternative is to let your money be deposited and watch the purchasing power of your cash erode by approx. 5% per year (at last count), which means they would halve in 12 years.

As for your stock price accounts, wouldn’t it just be easier to let your overcharging, underperforming financial planner worry about it? Sure if you want to help him retire early. The bottom line here is that sitting on your hands will almost guarantee you a poverty-stricken pension.

The good news is that in today’s interconnected online world, there’s plenty of help out there if you’re thinking of going it alone. Once you’ve got yourself set up, it really should take no more than 10 minutes a day to monitor your investment account and keep things กัลโช่เลื่อนไม่มีกำหนด.

So let’s deal with the practicalities first: If you want to become an independent investor in your own right and finish the financial planner for good, the first thing you need to do is find a cheap online stockbroker – the kind that does not offer advice but charges really make commissions to carry out your basic buying and selling transactions. A quick Google search should fix it for you soon.

Second, how do you know what is good to invest in? Simple; go back to the 21st century, interconnected, online world I talked about earlier, and search for free online mapping services. There are plenty out there (for example, I just found a free service offered by Stockcharts, but that’s not necessarily a recommendation of the service. You’ll have to do your own due diligence). The point behind using a mapping service is to find out what the trends are in the markets. In other words, the price of a stock, commodity or bond can do one of three things – it can go up, go down or trade within a range. From here I will start diving into a few basic line charts of different stocks, commodities and mutual funds to find out what has gone up for the last 3 years for example.

This is where I can save you a little trouble, because honestly not much has gone up during that period. By “going up” I mean investments that would have given you a real return in addition to inflation during that time. In fact, a quick brief glance tells me that apart from a few special market niches, there are only one or two places worth paying attention to as we write this article, and that is the precious metals sector. Investors do not have many friends in this world, but one of them is the trend and we should always try to follow it. Gold and silver have actually been in very solid up-trends for over ten years now – friends really!

So we have established that a good home for our hard earned cash is gold, silver and maybe a little platinum or palladium. Until these up-trends change, there will be no good reason to change your mind. Again, a quick online search will highlight various reputable services for buying and storing precious metals.

So is that a case of jobs? Not quite – what about income? Precious metals can give us a spectacular future growth in our capital (provided the current trend continues), but what about a little jam today?

This is where my ‘barbell’ or dual-string investment strategy comes into play. At one end of the bar I now have my precious metals, but at the other end I like to allocate about half of my investment funds to high-yielding stocks that regularly pay out nice lumpy dividends. I prefer these over growth stocks because there is terribly very reputable research out there to show that high-yield stocks with well-covered yields easily surpass the sexier growth stocks over any 5-year period you would like to mention in the last century.

Okay, so you get seriously negative real interest rates on your cash deposits, a painful look at your retirement statement or 401K account tells you to defer indefinitely any plans to retire to the golf course, and your financial planner or fund manager is still pocketing the commissions , while still taking the losses. What should an investor do?

The only answer I have found is to do it myself. Now I know this is a tough message to sell to many people. I can really appreciate that it does not leave much time for anything else in life to keep a job down and keep a family fed and watered, but if you really want to see that light at the end of the tunnel and get ahead of the game financially , so sooner or later you will have to bite the bullet and take control of your own investments. The alternative is to let your money be deposited and watch the purchasing power of your cash erode by approx. 5% per year (at last count), which means they would halve in 12 years.

As for your stock price accounts, wouldn’t it just be easier to let your overcharging, underperforming financial planner worry about it? Sure if you want to help him retire early. The bottom line here is that sitting on your hands will almost guarantee you a poverty-stricken pension.

The good news is that in today’s interconnected online world, there’s plenty of help out there if you’re thinking of going it alone. Once you’ve got yourself set up, it really should take no more than 10 minutes a day to monitor your investment account and keep things ticking.

So let’s deal with the practicalities first: If you want to become an independent investor in your own right and finish the financial planner for good, the first thing you need to do is find a cheap online stockbroker – the kind that does not offer advice but charges really make commissions to carry out your basic buying and selling transactions. A quick Google search should fix it for you กัลโช่เลื่อนไม่มีกำหนด.

Second, how do you know what is good to invest in? Simple; go back to the 21st century, interconnected, online world I talked about earlier, and search for free online mapping services. There are plenty out there (for example, I just found a free service offered by Stockcharts, but that’s not necessarily a recommendation of the service. You’ll have to do your own due diligence). The point behind using a mapping service is to find out what the trends are in the markets. In other words, the price of a stock, commodity or bond can do one of three things – it can go up, go down or trade within a range. From here I will start diving into a few basic line charts of different stocks, commodities and mutual funds to find out what has gone up for the last 3 years for example.

This is where I can save you a little trouble, because honestly not much has gone up during that period. By “going up” I mean investments that would have given you a real return in addition to inflation during that time. In fact, a quick brief glance tells me that apart from a few special market niches, there are only one or two places worth paying attention to as we write this article, and that is the precious metals sector. Investors do not have many friends in this world, but one of them is the trend and we should always try to follow it. Gold and silver have actually been in very solid up-trends for over ten years now – friends really!

So we have established that a good home for our hard earned cash is gold, silver and maybe a little platinum or palladium. Until these up-trends change, there will be no good reason to change your mind. Again, a quick online search will highlight various reputable services for buying and storing precious metals.

So is that a case of jobs? Not quite – what about income? Precious metals can give us a spectacular future growth in our capital (provided the current trend continues), but what about a little jam today?

This is where my ‘barbell’ or dual-string investment strategy comes into play. At one end of the bar I now have my precious metals, but at the other end I like to allocate about half of my investment funds to high-yielding stocks that regularly pay out nice lumpy dividends. I prefer these over growth stocks because there is terribly very reputable research out there to show that high-yield stocks with well-covered yields easily surpass the sexier growth stocks over any 5-year period you would like to mention in the last century.

I am a chronic procrastinator. As proof, consider that I have recently been 26 months without renewing my vehicle inspection sticker, which under normal circumstances will expire after 12 months. These stickers are starting to look old-fashioned before they expire, so after sticking to my windshield for a total of 38 months, my outdated sticker had faded way past the point of legibility – it started to flake off. I am really surprised that such a blatant violation went unnoticed by the hundreds of police officers who must have seen me drive by.

The only reason the car is now compliant is because my doting mother borrowed my car for a weekend and, after noticing that I noticed my disgraceful disregard for the law, had the car inspected. When Mother returned the car, I was simultaneously hurt and relieved to see a bright and shiny new inspection sticker on the windshield. While I was ashamed that my mother felt she had to do something that her son clearly put off indefinitely, I must admit that I felt the immediate relief that I was a law-abiding citizen again.

I think procrastination is human in nature, especially when the penalty for delaying a task is relatively small compared to the output of the work required to complete the task. In the case of a car inspection sticker, the fine is about a hundred dollars – not much motivation to sacrifice an entire afternoon to sit at an inspection station. But when it comes to complying with the new compliance rules, the time for procrastination is fast กัลโช่เลื่อนไม่มีกำหนด.

In the wake of the recent additional FFIEC guidelines (published in June 2011) requiring all financial institutions to adopt a new set of best practice customer authentication standards, many banks and credit unions are now facing the daunting task of preparing to meet the new standards. by the January 2012 compliance deadline.

Part of the FFIEC’s justification for revising the guidelines stems from their recognition that a significant proportion of institutions have seriously inadequate risk assessments and controls to protect online transactions. Government agencies recognize that, despite the 2005 version of the FFIEC guidelines calling for periodic updates to risk assessments covering emerging threats, there are still an alarming number of institutions that have still not updated their risk assessments to take into account with threats to online banking. systems, nor the results of the risk assessment, to determine the appropriate levels of control necessary to mitigate threats to online transactions for both consumers and commercial users.

Therefore, the 2011 supplement reiterates the importance of risk assessments as the ‘cornerstone’ of a successful risk management program by requiring that assessment be the main tool used to determine how authentication checks are adjusted within the ‘layered security’ in response to new threats. At the heart of the new guidance is the requirement that institutions should conduct or revise their risk assessment every year to take into account the constantly evolving threats to both their internal and external environment, and update the risk assessment as the threat landscape changes. In addition, institutions should use the results of their risk assessments to determine which levels of control are appropriate to protect online transactions.

While these new requirements are causing many banks and credit unions to rush to find a solution that can be developed and implemented before the deadline, the greatest impact can be felt in institutions currently conducting manual risk assessments using spreadsheets or ad- hoc software methods. The new compliance guidelines will make it extremely difficult and time consuming to maintain a threat database, evaluate the effectiveness of existing security controls, and accurately update the risk assessment with just a manual process. If your organization has a homegrown risk assessment process, you may want to start exploring more efficient automated methods now.

I am a chronic procrastinator. As proof, consider that I have recently been 26 months without renewing my vehicle inspection sticker, which under normal circumstances will expire after 12 months. These stickers are starting to look old-fashioned before they expire, so after sticking to my windshield for a total of 38 months, my outdated sticker had faded way past the point of legibility – it started to flake off. I am really surprised that such a blatant violation went unnoticed by the hundreds of police officers who must have seen me drive by.

The only reason the car is now compliant is because my doting mother borrowed my car for a weekend and, after noticing that I noticed my disgraceful disregard for the law, had the car inspected. When Mother returned the car, I was simultaneously hurt and relieved to see a bright and shiny new inspection sticker on the windshield. While I was ashamed that my mother felt she had to do something that her son clearly put off indefinitely, I must admit that I felt the immediate relief that I was a law-abiding citizen again.

I think procrastination is human in nature, especially when the penalty for delaying a task is relatively small compared to the output of the work required to complete the task. In the case of a car inspection sticker, the fine is about a hundred dollars – not much motivation to sacrifice an entire afternoon to sit at an inspection station. But when it comes to complying with the new compliance rules, the time for procrastination is fast approaching.

In the wake of the recent additional FFIEC guidelines (published in June 2011) requiring all financial institutions to adopt a new set of best practice customer authentication standards, many banks and credit unions are now facing the daunting task of กัลโช่เลื่อนไม่มีกำหนด to meet the new standards. by the January 2012 compliance deadline.

Part of the FFIEC’s justification for revising the guidelines stems from their recognition that a significant proportion of institutions have seriously inadequate risk assessments and controls to protect online transactions. Government agencies recognize that, despite the 2005 version of the FFIEC guidelines calling for periodic updates to risk assessments covering emerging threats, there are still an alarming number of institutions that have still not updated their risk assessments to take into account with threats to online banking. systems, nor the results of the risk assessment, to determine the appropriate levels of control necessary to mitigate threats to online transactions for both consumers and commercial users.

Therefore, the 2011 supplement reiterates the importance of risk assessments as the ‘cornerstone’ of a successful risk management program by requiring that assessment be the main tool used to determine how authentication checks are adjusted within the ‘layered security’ in response to new threats. At the heart of the new guidance is the requirement that institutions should conduct or revise their risk assessment every year to take into account the constantly evolving threats to both their internal and external environment, and update the risk assessment as the threat landscape changes. In addition, institutions should use the results of their risk assessments to determine which levels of control are appropriate to protect online transactions.

While these new requirements are causing many banks and credit unions to rush to find a solution that can be developed and implemented before the deadline, the greatest impact can be felt in institutions currently conducting manual risk assessments using spreadsheets or ad- hoc software methods. The new compliance guidelines will make it extremely difficult and time consuming to maintain a threat database, evaluate the effectiveness of existing security controls, and accurately update the risk assessment with just a manual process. If your organization has a homegrown risk assessment process, you may want to start exploring more efficient automated methods now.

I am a chronic procrastinator. As proof, consider that I have recently been 26 months without renewing my vehicle inspection sticker, which under normal circumstances will expire after 12 months. These stickers are starting to look old-fashioned before they expire, so after sticking to my windshield for a total of 38 months, my outdated sticker had faded way past the point of legibility – it started to flake off. I am really surprised that such a blatant violation went unnoticed by the hundreds of police officers who must have seen me drive by.

The only reason the car is now compliant is because my doting mother borrowed my car for a weekend and, after noticing that I noticed my disgraceful disregard for the law, had the car inspected. When Mother returned the car, I was simultaneously hurt and relieved to see a bright and shiny new inspection sticker on the windshield. While I was ashamed that my mother felt she had to do something that her son clearly put off indefinitely, I must admit that I felt the immediate relief that I was a law-abiding citizen again.

I think procrastination is human in nature, especially when the penalty for delaying a task is relatively small compared to the output of the work required to complete the task. In the case of a car inspection sticker, the fine is about a hundred dollars – not much motivation to sacrifice an entire afternoon to sit at an inspection station. But when it comes to กัลโช่เลื่อนไม่มีกำหนด with the new compliance rules, the time for procrastination is fast approaching.

In the wake of the recent additional FFIEC guidelines (published in June 2011) requiring all financial institutions to adopt a new set of best practice customer authentication standards, many banks and credit unions are now facing the daunting task of preparing to meet the new standards. by the January 2012 compliance deadline.

Part of the FFIEC’s justification for revising the guidelines stems from their recognition that a significant proportion of institutions have seriously inadequate risk assessments and controls to protect online transactions. Government agencies recognize that, despite the 2005 version of the FFIEC guidelines calling for periodic updates to risk assessments covering emerging threats, there are still an alarming number of institutions that have still not updated their risk assessments to take into account with threats to online banking. systems, nor the results of the risk assessment, to determine the appropriate levels of control necessary to mitigate threats to online transactions for both consumers and commercial users.

Therefore, the 2011 supplement reiterates the importance of risk assessments as the ‘cornerstone’ of a successful risk management program by requiring that assessment be the main tool used to determine how authentication checks are adjusted within the ‘layered security’ in response to new threats. At the heart of the new guidance is the requirement that institutions should conduct or revise their risk assessment every year to take into account the constantly evolving threats to both their internal and external environment, and update the risk assessment as the threat landscape changes. In addition, institutions should use the results of their risk assessments to determine which levels of control are appropriate to protect online transactions.

While these new requirements are causing many banks and credit unions to rush to find a solution that can be developed and implemented before the deadline, the greatest impact can be felt in institutions currently conducting manual risk assessments using spreadsheets or ad- hoc software methods. The new compliance guidelines will make it extremely difficult and time consuming to maintain a threat database, evaluate the effectiveness of existing security controls, and accurately update the risk assessment with just a manual process. If your organization has a homegrown risk assessment process, you may want to start exploring more efficient automated methods now.

The rules of aging are being broken. Armed with a growing knowledge of biology, a new breed of longevity specialists is seeking to respond to longer life. Demographer James Vaupel argues that there is no evidence that human life expectancy is nearing its ultimate limit. Let’s take a look at how we can really delay aging and what makes it possible.

The modern era of aging research actually began in the 1960s when cell biologist Leonard Hayflick, a professor and the author of the book entitled How and Why We Age, made an important discovery. Concerned by where aging begins, he wondered: Have the cells themselves faltered and pulled down the entire human organism? Or could cells live on indefinitely were it not for the fact that the tissues that make them up are not age related? To find out, he conducted several experiments that have proven to be of value to current studies.

Energy for life

Like all organisms, cells produce waste while metabolizing energy. One of the most troublesome byproducts of this process is free radicals. The molecules try to rectify this electrical imbalance by whirling around, trying to bond with other molecules. A lifetime of this can damage cells, leading to a range of conditions, from cancer to more common symptoms of aging, such as wrinkles and arthritis.

In recent years, some nutritionists have advocated a diet rich in fruits and vegetables that contain antioxidants – substances that are believed to soak up and remove free radicals from the body. But antioxidants have an uneven record. In some studies they seem to be related to a dramatic reduction in cancer or other diseases; in other studies an increase. In either case, few contemporary older researchers think that self-medicating at a salad bar can significantly extend human กัลโช่เลื่อนไม่มีกำหนด.

Not a thick link

An alternative to changing the way cells process nutrients is to make them process less in the first place. On the other hand, a lower temperature means a less vigorous metabolism, which means that less food is processed. In countries where tightening the calorie belt may mean just a smaller serving of chips with a bacon cheeseburger, it may be more realistic to pharmacologically mimic calorie restriction. But calorie restriction is essentially maintenance work – little more than fixing holes in a sinking ship.

Researchers believe there is no reason why many adults don’t turn 120 in one day. For people who dream of immortality, that prospect may fall a bit short. But four or five more decades sounds like a wonderful first step.