UEFA Financial Fair Play

The new UEFA Financial Fair Play rules may seem a little complicated to the average football fan, but if you are able to read between the lines, UEFA’s goal is quite simple: “Let’s not let what happened to the global economy happen with football “.

In fact, it seems that the UEFA Financial Fair Play rules are less concerned about economic fair play and in fact are much more concerned about the financial stability of European football. The fair play element comes in almost collaterally. Let’s look at the main points.

Every year until the 2015-16 season, each club is allowed to suffer a financial loss of up to 45 million, as long as it is covered by equity contributions, otherwise the limit is no more than 5 million. This means that unless the club owner or other generous contributors are willing to donate 45 million to the club, the club is not allowed to spend more than 5 million on transfers. In fact, it is important to note that only the money spent on transfers is counted here, not salaries, training facilities or youth academy costs.

From the 2015-16 season onwards, the number will be reduced to 30 million per. Season, and from next year (2013-14), UEFA has warned that they will start imposing very serious sanctions on any club that does not comply with these rules.

Depending on the violation and how long it takes the club to do something better, the sanctions can take one of the following forms: the club can be reprimanded or get an official warning; the club may be fined the club may have competition points removed from their total number the club may have withheld revenue (prize money) from UEFA competitions; the club may be banned from registering new players for UEFA competitions and have restrictions on their current number of players allowed to register; the club may be disqualified from an ongoing competition or even excluded from future competitions.

So what impact will this have on the clubs? First and foremost, it will avoid unwanted economic disasters such as when Portsmouth F.C. went into administration left many of its creditors, players and staff unpaid for several months in a row.

Second, the financial fair play rules will hopefully put a ceiling on the ridiculous inflation rate in the transfer windows. Inflation has been primarily blamed on billionaire investors, disrupting players’ default values ​​by pumping money into clubs so managers can buy any star player they want without the club actually having to generate money alone. This makes it very difficult for other clubs to submit competitive bids.

When UEFA starts threatening clubs with severe sanctions over the implementation of these rules, clubs will still be allowed to bid outrageous bids on players, but they will have to show that their income (from tickets, TV rights, winnings , sponsorships, etc.) In addition to some share income, it all ยูฟ่าประกาศเลื่อนแข่ง.

So will it work? And is it fair that these rules come into force now that clubs like Manchester City have already spent the last five years spending half a billion pounds on transfers? It feels like clubs that have spent outrageous sums have just been given a strange guarantee that no one else will be allowed to do the same in the years to come. But it is also important to remember that this is a long-term plan and that if a club is used to buying its talent, it will probably be much harder for it to produce its own. While other clubs like Arsenal F.C. who are at the opposite end of the scale in terms of balancing their books, are famous for their home-grown talent.

One thing is for sure, it does not take long before much of the game rules level up. A lot, but not all of course. There are in fact doubts as to whether the biggest European clubs (Real Madrid, Barcelona, ​​Manchester United, Bayern Munich, Inter, AC Milan, etc.), who make a lot of money due to being big and recognizable on an international stage, will ever stop bringing in a significantly higher amount of income thanks to all the years allowed large share contributions. These clubs can gather crowds (and thus revenue) by simply showing up somewhere. So do they need UEFA approval? Or does UEFA need them? It is difficult to say how seriously UEFA’s sanctions would be taken.

UEFA Financial Fair Play

The new UEFA Financial Fair Play rules may seem a little complicated to the average football fan, but if you are able to read between the lines, UEFA’s goal is quite simple: “Let’s not let what happened to the global economy happen with football “.

In fact, it seems that the UEFA Financial Fair Play rules are less concerned about economic fair play and in fact are much more concerned about the financial stability of European football. The fair play element comes in almost collaterally. Let’s look at the main points.

Every year until the 2015-16 season, each club is allowed to suffer a financial loss of up to 45 million, as long as it is covered by equity contributions, otherwise the limit is no more than 5 million. This means that unless the club owner or other generous contributors are willing to donate 45 million to the club, the club is not allowed to spend more than 5 million on transfers. In fact, it is important to note that only the money spent on transfers is counted here, not salaries, training facilities or youth academy costs.

From the 2015-16 season onwards, the number will be reduced to 30 million per. Season, and from next year (2013-14), UEFA has warned that they will start imposing very serious sanctions on any club that does not comply with these rules.

Depending on the violation and how long it takes the club to do something better, the sanctions can take one of the following forms: the club can be reprimanded or get an official warning; the club may be fined the club may have competition points removed from their total number the club may have withheld revenue (prize money) from UEFA competitions; the club may be banned from registering new players for UEFA competitions and have restrictions on their current number of players allowed to register; the club may be disqualified from an ongoing competition or even excluded from future ยูฟ่าประกาศเลื่อนแข่ง.

So what impact will this have on the clubs? First and foremost, it will avoid unwanted economic disasters such as when Portsmouth F.C. went into administration left many of its creditors, players and staff unpaid for several months in a row.

Second, the financial fair play rules will hopefully put a ceiling on the ridiculous inflation rate in the transfer windows. Inflation has been primarily blamed on billionaire investors, disrupting players’ default values ​​by pumping money into clubs so managers can buy any star player they want without the club actually having to generate money alone. This makes it very difficult for other clubs to submit competitive bids.

When UEFA starts threatening clubs with severe sanctions over the implementation of these rules, clubs will still be allowed to bid outrageous bids on players, but they will have to show that their income (from tickets, TV rights, winnings , sponsorships, etc.) In addition to some share income, it all balances.

So will it work? And is it fair that these rules come into force now that clubs like Manchester City have already spent the last five years spending half a billion pounds on transfers? It feels like clubs that have spent outrageous sums have just been given a strange guarantee that no one else will be allowed to do the same in the years to come. But it is also important to remember that this is a long-term plan and that if a club is used to buying its talent, it will probably be much harder for it to produce its own. While other clubs like Arsenal F.C. who are at the opposite end of the scale in terms of balancing their books, are famous for their home-grown talent.

One thing is for sure, it does not take long before much of the game rules level up. A lot, but not all of course. There are in fact doubts as to whether the biggest European clubs (Real Madrid, Barcelona, ​​Manchester United, Bayern Munich, Inter, AC Milan, etc.), who make a lot of money due to being big and recognizable on an international stage, will ever stop bringing in a significantly higher amount of income thanks to all the years allowed large share contributions. These clubs can gather crowds (and thus revenue) by simply showing up somewhere. So do they need UEFA approval? Or does UEFA need them? It is difficult to say how seriously UEFA’s sanctions would be taken.

The organizations that made football into what it is today

Have you ever wondered how many associations there are for probably the world’s most watched sport? No wonder anymore. We have listed them for your convenience.

  1. The Football Association

In 1863, the English FA (Football Association) was established and is responsible for all its leagues in England, Jersey, Guernsey and the Isle of Man. It has been a member of FIFA since 1905 and UEFA since 1954. Currently, blue-blooded Prince William sits as president of the association. It manages England’s national football team, which generates significant income each year.

  1. Union of European Football Associations (UEFA) Formed in June 15h, 1954 in Basel, Switzerland and originally composed of only 25 federations, UEFA is now the leading body for football in Europe (including international competitions) with currently 53 members makes it by far the richest among the other organizations.
  2. Fédération Internationale de Football Association (FIFA)

The famous FIFA was created in Paris on May 21, 1904, originally dealing with European national associations. Today, it is the leading body in world football, which has rapidly expanded across the globe, which is why it now consists of 207 domestic football associations. Along with the changes over the years, its nerve center is now in Zurich, ยูฟ่าประกาศเลื่อนแข่ง.

FIFA organizes the World Cup, which is why the latter is almost synonymous with the organization’s name. It also runs the Confederations Cup, which takes place every four years between the winners of six Confederations Championships. It is also interested in host country football and the World Cup.

FIFA is actively involved in the sport and its development around the world. It has even created less notable awards such as the FIFA Club World Cup, where the leading clubs from the six federations compete with each other every year; FIFA Beach Soccer World Cup, a beach soccer that first happened in 1995 in Brazil; and the FIFA Futsal World Cup, which is an indoor football.

The FIFA World Player of the Year award ceremony is also their production. This is a way to honor the best player in the world of football.

It is said that FIFA’s motto is “for the benefit of the game”, but there have been accusations of so-called “financial irregularities” in the organization. A major consideration in recent years has been FIFA’s financial interest in football. The same goes for domestic FAs and UEFA.

Concerns have been expressed with the creation of the Club World Cup and Confederations Cup due to a clash of clubs and national sides and mainly with the profits of these clubs going to FIFA. This is supported by the fact that FIFA actually took a big piece of cake between 2003 and 2006 with reports of its turnover of 1.64 billion. Dollars and in addition its profit of 144 million.

The creation of the Club World Cup and the Confederations Cup was met with some unrest due to congestion of clubs and national sides, especially with the profits going predominantly to FIFA. Between 2003 and 2006 (the four-year cycle including the World Cup), FIFA actually announced revenue of $ 1.64 billion with a profit of $ 144 million. In fact, FIFA directives are now being monitored by other football clubs and associations.

The organizations that made football into what it is today

Have you ever wondered how many associations there are for probably the world’s most watched sport? No wonder anymore. We have listed them for your convenience.

  1. The Football Association

In 1863, the English FA (Football Association) was established and is responsible for all its leagues in England, Jersey, Guernsey and the Isle of Man. It has been a member of FIFA since 1905 and UEFA since 1954. Currently, blue-blooded Prince William sits as president of the association. It manages England’s national football team, which generates significant income each year.

  1. Union of European Football Associations (UEFA) Formed in June 15h, 1954 in Basel, Switzerland and originally composed of only 25 federations, UEFA is now the leading body for football in Europe (including international competitions) with currently 53 members makes it by far the richest among the other organizations.
  2. Fédération Internationale de Football Association (FIFA)

The famous FIFA was created in Paris on May 21, 1904, originally dealing with European national associations. Today, it is the leading body in world football, which has rapidly expanded across the globe, which is why it now consists of 207 domestic football associations. Along with the changes over the years, its nerve center is now in Zurich, ยูฟ่าประกาศเลื่อนแข่ง.

FIFA organizes the World Cup, which is why the latter is almost synonymous with the organization’s name. It also runs the Confederations Cup, which takes place every four years between the winners of six Confederations Championships. It is also interested in host country football and the World Cup.

FIFA is actively involved in the sport and its development around the world. It has even created less notable awards such as the FIFA Club World Cup, where the leading clubs from the six federations compete with each other every year; FIFA Beach Soccer World Cup, a beach soccer that first happened in 1995 in Brazil; and the FIFA Futsal World Cup, which is an indoor football.

The FIFA World Player of the Year award ceremony is also their production. This is a way to honor the best player in the world of football.

It is said that FIFA’s motto is “for the benefit of the game”, but there have been accusations of so-called “financial irregularities” in the organization. A major consideration in recent years has been FIFA’s financial interest in football. The same goes for domestic FAs and UEFA.

Concerns have been expressed with the creation of the Club World Cup and Confederations Cup due to a clash of clubs and national sides and mainly with the profits of these clubs going to FIFA. This is supported by the fact that FIFA actually took a big piece of cake between 2003 and 2006 with reports of its turnover of 1.64 billion. Dollars and in addition its profit of 144 million.

The creation of the Club World Cup and the Confederations Cup was met with some unrest due to congestion of clubs and national sides, especially with the profits going predominantly to FIFA. Between 2003 and 2006 (the four-year cycle including the World Cup), FIFA actually announced revenue of $ 1.64 billion with a profit of $ 144 million. In fact, FIFA directives are now being monitored by other football clubs and associations.

The organizations that made football into what it is today

Have you ever wondered how many associations there are for probably the world’s most watched sport? No wonder anymore. We have listed them for your convenience.

  1. The Football Association

In 1863, the English FA (Football Association) was established and is responsible for all its leagues in England, Jersey, Guernsey and the Isle of Man. It has been a member of FIFA since 1905 and UEFA since 1954. Currently, blue-blooded Prince William sits as president of the association. It manages England’s national football team, which generates significant income each year.

  1. Union of European Football Associations (UEFA) Formed in June 15h, 1954 in Basel, Switzerland and originally composed of only 25 federations, UEFA is now the leading body for football in Europe (including international competitions) with currently 53 members makes it by far the richest among the other ยูฟ่าประกาศเลื่อนแข่ง.
  2. Fédération Internationale de Football Association (FIFA)

The famous FIFA was created in Paris on May 21, 1904, originally dealing with European national associations. Today, it is the leading body in world football, which has rapidly expanded across the globe, which is why it now consists of 207 domestic football associations. Along with the changes over the years, its nerve center is now in Zurich, Switzerland.

FIFA organizes the World Cup, which is why the latter is almost synonymous with the organization’s name. It also runs the Confederations Cup, which takes place every four years between the winners of six Confederations Championships. It is also interested in host country football and the World Cup.

FIFA is actively involved in the sport and its development around the world. It has even created less notable awards such as the FIFA Club World Cup, where the leading clubs from the six federations compete with each other every year; FIFA Beach Soccer World Cup, a beach soccer that first happened in 1995 in Brazil; and the FIFA Futsal World Cup, which is an indoor football.

The FIFA World Player of the Year award ceremony is also their production. This is a way to honor the best player in the world of football.

It is said that FIFA’s motto is “for the benefit of the game”, but there have been accusations of so-called “financial irregularities” in the organization. A major consideration in recent years has been FIFA’s financial interest in football. The same goes for domestic FAs and UEFA.

Concerns have been expressed with the creation of the Club World Cup and Confederations Cup due to a clash of clubs and national sides and mainly with the profits of these clubs going to FIFA. This is supported by the fact that FIFA actually took a big piece of cake between 2003 and 2006 with reports of its turnover of 1.64 billion. Dollars and in addition its profit of 144 million.

The creation of the Club World Cup and the Confederations Cup was met with some unrest due to congestion of clubs and national sides, especially with the profits going predominantly to FIFA. Between 2003 and 2006 (the four-year cycle including the World Cup), FIFA actually announced revenue of $ 1.64 billion with a profit of $ 144 million. In fact, FIFA directives are now being monitored by other football clubs and associations.

Useful tips for buying tents for sale

Personally, I love camping. However, there is nothing that would take your life than having to buy so many camping necessities, most of which are quite expensive. During my many travels, I have come to understand that you can save a lot of money if you know a thing or two about tents for sale.

From the beginning you should know the people who are going to be at your camping party, particularly their weights, numbers and medical conditions. You should know that tents are not designed for everyone and that some are specific to certain needs. This helps you decide which tent sizes to opt for, if ventilation is required (if there are asthmatics), and if you need an additional pet tent. Knowing such things avoids the situation where your tents become useless after a camping trip.

There are many different accessories that they make for tents. The design of the marquee has become very user friendly and it can be said that the manufacturers are listening to the advice of their customers. If you want to run an electrical cord to your store, you no longer have to leave the door open. They make a special zippered door to handle this specific task. Another new feature to look for when buying your tent is a cooler door. They now have dedicated doors at the back of the tent that you can open to access your outdoor refrigerator.

Do it yourself kits are easier to set up than most conventional camping kits. All you need to do is take it out and it opens. These tents will be especially ideal for children who may not know exactly how to set up a tent. On the other hand, conventional types come with heavy posts and stakes, all of which make camping undesirable. So if you go hiking, a ‘D.I.Y. The kit will make traveling simpler and less tiring. Visit: https://www.tinylandus.com/products/tinyland-white-cotton-play-teepee-tent-for-kids

The best time to buy a tent is during off-peak periods. During that time, the demand for tents is quite low, causing prices to drop. The purchase of your tent should be done with impeccable precision, not with reckless impulse. It is for this reason that you should plan ahead and purchase all camping equipment, perhaps a year before you go camping. It will also be worth visiting several hardware stores instead of just one. This gives you the freedom to choose and benefit from bargains and discounts.

All-weather tents are the best way to keep inclement weather from ruining an unforgettable camping retreat. In this way, rain, sleet or snow cannot cause the tent to collapse unexpectedly. However, it really depends on what season you are camping in. You may be fine with a lighter tent if you only plan to camp during the warmer months.

Tents for sale

Camping brings you the idea of ​​sleeping under the stars, becoming one with nature, roasting marshmallows over the campfire.

Camping is the best way to spend a weekend with your loved ones. Outdoor activities are fun for kids and seniors too. Camping satisfies the need to enjoy the outdoors with friends, family, children, and loved ones. One can enjoy nature as well as get the comforts of home that one needs to relax on a camping trip. There is no better way than a camping trip to get everyone involved in all activities.

Planning this trip is not that difficult. A Tent as a Camping Resort will satisfy all your camping needs. Once you decide how many people there are, you can start looking for a tent of a particular size. There are tents available in all sizes with separate rooms as well. Depending on the season you are going, you can plan the types of clothing and bedding you will need. You can also rent or buy air mattresses.

Food is the most exciting item on a camping trip. When you are in the jungle or in the woods or in a park, you would love to eat something hot and for this you can bring a stove. There’s nothing like having a hot cup of coffee while the eggs are sizzling in the skillet! The nights are pleasant with barbecues and kebabs. Mornings are spent watching the sunrise and the birds singing in the trees.

Days are spent by the sea or horseback riding or kayaking or simply walking through the forest. The camping sites have trekking trails where you can collect snails, ferns, moss or catch a butterfly. These are lovely for children and anything you choose can be kept as memories in their homes. Depending on the area you are in, your activities will be different. Whitewater rafting trips are exhilarating. All of this can be accomplished once you are in a camp. Visit:  https://www.tinylandus.com/products/tinyland-white-cotton-play-teepee-tent-for-kids

All your camping needs are met with camping resources. All you need to do is make a decision about a camping trip and plan the dates and place you want to visit. Fortunately, there are a number of places you can visit anywhere in the world. So forget about the daily grind, showers, and busy schedule and head to a campground and immerse yourself in untouched nature and beauty.

Kids Tents: Top 5 Tips on Finding the Perfect Tent for Your Child

A play tent is a great toy that can keep your child busy for hours and can also be very educational. But as with all toys on the market, buying the first thing you see is not always the best idea. Have you ever bought a toy for your child that you were convinced was cool, but didn’t really play with it much? Or did it take less than a week until it broke?

Here are 5 tips to help you find the right play tent for your child:

Consider the interest
Consider the available space
Consider where to use it
Consider the quality
Let your child choose


Tip No. # 1: consider interest

If your child doesn’t like the style of your play store, they won’t play with it. On the other hand, if you can find one with your child’s favorite theme, you can be sure they will love it. If your child likes knight stories, get a play tent with a medieval theme, such as a castle tent. If you like soldiers more, get yourself an army-style tent. Or get a gazebo or a fun design for your little girl. If your child is very active, you might also consider a tunnel tent or tunnel tent combination, making for a great “adventure park.”

Tip No. # 2: consider available space

Of course, the theme must be correct and the game tent must look good. But where are you going to put it? In your son’s room? The living room? The tent may not look that big in the big tent, but play tents are pretty big toys. It is a good idea to take measurements and check at home if it fits in the room. You don’t want to find out later that there is no more room to walk around once you set up the play tent, or worse, that it is too large. It is best to get a tent of a size that allows you to set it up and leave it there. Setting it up every time your child wants to play with it can be quite annoying.

Tip No. # 3: consider where to use it

Most products can be used both indoors and outdoors, but not all tents on the market may be equally suitable for playing outdoors. If you intend to take your tent outdoors, get one that is explicitly outdoor-friendly. It should be water resistant and easy to clean, as it will get dirty more easily than the inside. Visit: https://www.tinylandus.com/products/tinyland-white-cotton-play-teepee-tent-for-kids

Tip No. # 4: consider quality

A cheap play tent is not necessarily bad, but it may be of lower quality than a more expensive one. If it is only used indoors, or you expect your child to play with it alone for a year, and your child takes good care of things, this could be fine. But if your little one is a bit badass, and the tent is likely to face quite a few years of boisterous play, then it will be worth investing a little more and buying a higher quality, more durable tent.

Tip No. 5: let your child choose

Of course, your child will not think about all the things we just talked about, and you will have to help him choose a really good play tent. But involving your child in the shopping process can do wonders for finding a tent that he or she will like. Because you will not choose what you do not like. If your child is a little older, you can try explaining things like quality and size. If not, it’s a good idea to see some really good options and then let your child choose between them.

It is worth making a careful decision when buying a play tent, as these types of toys are not usually bought much because they are so large. You will most likely be left with just one, so you need to make sure your child is happy with it.

Procrastination is an enemy of progress

Procrastination will delay your success. Never procrastinate unless you have a real reason. A task that is postponed instead of being completed on time leads to many complex situations.

You cannot achieve your goal if you delay your action. If you complete the action on time, you will be successful.

It’s really hard to find inspiration that you lose by procrastinating. If you postpone work because of your laziness, you don’t feel like working. If you avoid this work, you will become inactive and become redundant.

Procrastination will delay your progress. If you don’t take on any task, you will never become progressive. If you keep doing tasks continuously, the results will start to come slowly. You avoid your work and criticize others who work hard, so you can never take the path of progress.

Inferiority will creep in if you postpone work. If you avoid work, you cannot finish any work or compete with anyone. When failures are consistent, you start to abuse yourself because of your lack of honesty and inactive way of functioning. Your friends, family members, colleagues will look down on you and never feel like delegating their duties to you because you are not trustworthy.

Postponing work will make you sick of failure. Inferiority, irritation, depression will haunt you and make you sick. Most importantly, a low income stream will make you financially weak and you will not be able to pay your bills. You have to pay a fine for not paying your bills on time, and it’s inconvenient for your family and a waste of กัลโช่เลื่อนไม่มีกำหนด.

Many things happen through procrastination, but the time spent on procrastination never returns. If you don’t manage time properly, you will become more lethargic and not all tasks can be completed on time.

Procrastination must be turned into perfect planning. Planning is the only remedy for procrastination. Once the time starts to move you will feel stressed and rush to complete the task on time. You become physically tired and are unable to move at the pace necessary to complete the task. Scheduling your calendar monthly, weekly, and daily will ensure that you never miss the task that needs to be completed on time and the issue of procrastination does not come up. By planning and dividing your big tasks into small ones, you can enjoy the work you do and complete each task on time without errors.

Time to take the practical approach to your investments

Okay, so you get seriously negative real interest rates on your cash deposits, a painful look at your retirement statement or 401K account tells you to defer indefinitely any plans to retire to the golf course, and your financial planner or fund manager is still pocketing the commissions , while still taking the losses. What should an investor do?

The only answer I have found is to do it myself. Now I know this is a tough message to sell to many people. I can really appreciate that it does not leave much time for anything else in life to keep a job down and keep a family fed and watered, but if you really want to see that light at the end of the tunnel and get ahead of the game financially , so sooner or later you will have to bite the bullet and take control of your own investments. The alternative is to let your money be deposited and watch the purchasing power of your cash erode by approx. 5% per year (at last count), which means they would halve in 12 years.

As for your stock price accounts, wouldn’t it just be easier to let your overcharging, underperforming financial planner worry about it? Sure if you want to help him retire early. The bottom line here is that sitting on your hands will almost guarantee you a poverty-stricken pension.

The good news is that in today’s interconnected online world, there’s plenty of help out there if you’re thinking of going it alone. Once you’ve got yourself set up, it really should take no more than 10 minutes a day to monitor your investment account and keep things ticking.

So let’s deal with the practicalities first: If you want to become an independent investor in your own right and finish the financial planner for good, the first thing you need to do is find a cheap online stockbroker – the kind that does not offer advice but charges really make commissions to carry out your basic buying and selling transactions. A quick Google search should fix it for you soon.

Second, how do you know what is good to invest in? Simple; go back to the 21st century, interconnected, online world I talked about earlier, and search for free online mapping services. There are plenty out there (for example, I just found a free service offered by Stockcharts, but that’s not necessarily a recommendation of the service. You’ll have to do your own due diligence). The point behind using a mapping service is to find out what the trends are in the markets. In other words, the price of a stock, commodity or bond can do one of three things – it can go up, go down or trade within a range. From here I will start diving into a few basic line charts of different stocks, commodities and mutual funds to find out what has gone up for the last 3 years for กัลโช่เลื่อนไม่มีกำหนด.

This is where I can save you a little trouble, because honestly not much has gone up during that period. By “going up” I mean investments that would have given you a real return in addition to inflation during that time. In fact, a quick brief glance tells me that apart from a few special market niches, there are only one or two places worth paying attention to as we write this article, and that is the precious metals sector. Investors do not have many friends in this world, but one of them is the trend and we should always try to follow it. Gold and silver have actually been in very solid up-trends for over ten years now – friends really!

So we have established that a good home for our hard earned cash is gold, silver and maybe a little platinum or palladium. Until these up-trends change, there will be no good reason to change your mind. Again, a quick online search will highlight various reputable services for buying and storing precious metals.

So is that a case of jobs? Not quite – what about income? Precious metals can give us a spectacular future growth in our capital (provided the current trend continues), but what about a little jam today?

This is where my ‘barbell’ or dual-string investment strategy comes into play. At one end of the bar I now have my precious metals, but at the other end I like to allocate about half of my investment funds to high-yielding stocks that regularly pay out nice lumpy dividends. I prefer these over growth stocks because there is terribly very reputable research out there to show that high-yield stocks with well-covered yields easily surpass the sexier growth stocks over any 5-year period you would like to mention in the last century.

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